What Happens If You Are Injured In A Rideshare Accident?
Uber, Lyft and other ridesharing services have greatly impacted the way that Chicago residents travel throughout the city. Due to their convenience and flexibility, Chicago has over 60,000 rideshare drivers and many more passengers.
Unfortunately, the increase in rideshare services comes with some drawbacks. With thousands of Uber and Lyft vehicles on the road, we see a significant number of crashes involving these vehicles each year. With rideshare drivers’ confusing insurance coverage, it can be difficult for accident victims to know who is financially responsible after a significant motor vehicle accident.
At Kent M. Lucaccioni, Ltd., we have more than 100 years of combined experience and have recovered more than $150 million for our clients. We can thoroughly evaluate the factors involved in your crash, determine fault and help you pursue the compensation you need with a personal injury claim.
Whose Insurance Covers A Rideshare Accident?
Most drivers that you pass on Chicago’s roadways have consistent insurance coverage throughout the day. The same cannot be said for rideshare drivers.
When a rideshare driver has passengers onboard, or they are en route to claim passengers, they are protected by Uber or Lyft’s one-million-dollar insurance policy. If the driver is not matched with a passenger, they are covered by their own third-party insurance policy.
If you were hit by a rideshare driver as another vehicle, bike or pedestrian, we can investigate the accident to determine which insurance coverage applies in your case. Rideshare companies may try to deny responsibility. We will advocate for you and make sure you are fairly treated throughout your case.
Understanding The Factors Involved In A Rideshare Accident
While rideshare accidents happen for many of the same reasons as standard car crashes, there may be some unique factors contributing to the accident, including:
- Distraction by the app: Drivers are constantly forced to look at the app for directions, taking their eyes off the road.
- Driver fatigue: Rideshare drivers spend more time on the road than most Chicago drivers. This can lead to dangerous levels of fatigue and distraction.
- Rushed driving: Drivers want to maximize the number of passengers they pick up throughout their shift to maximize earnings. This may result in speeding, running red lights, rolling through stop signs and any other dangerous behavior.
- Unmaintained vehicles: Drivers put extensive mileage on their vehicles. If they fail to properly care for and service their cars, passengers can face an increased risk of injury.
Finding Justice For The Victims Of Driver Misconduct
Passengers should be able to trust that rideshare drivers will transport them to their destinations safely and respectfully. Unfortunately, this is not always the case. Safety reports show that thousands of people suffer sexual assault during rideshare trips each year. There have even been multiple reported murders.
No form of sexual assault or abuse should ever be tolerated. At Kent M. Lucaccioni, we stand with the victims of assault. We ensure that your voice is heard and that your rights are protected during this trying time. We understand the mental, emotional and physical strain that assault places on a survivor. We take care of your lawsuit so you can fully focus on recovery.
Schedule A Free Case Consultation
If you were involved in a rideshare accident, or suffered from driver misconduct, trust the experienced team at Kent M. Lucaccioni, to provide the in-depth counsel you need. Call us at 312-386-7683 to schedule a free initial case consultation. You may also contact us online.