It may come as no surprise that being involved in a collision can be a daunting experience. One of the most imposing aspects of handling the fallout of a car accident could involve the idea of speaking with one’s insurance company about the situation. While this might be necessary at times, many individuals in Illinois may also benefit from knowing why it might be helpful to use caution with what they say or share during these discussions.
Speaking with insurance companies
While reporting a collision to insurance companies, a person may find it necessary to provide certain types of information. However, that does not mean one has to share everything during this discussion. For instance, while reporting injuries stemming from the crash, one may find it advisable to avoid giving statements that may be viewed as a diagnosis, especially before seeking medical attention for injuries.
During every aspect of the discussion, it may only be necessary to answer questions by sticking to the facts, as providing unnecessary information could prove detrimental. Even if an early settlement is offered, it may also be advisable to think it over before accepting, as the decision to accept a settlement may be final. Using caution during this discussion could help reduce the risks that an adjuster may seek out holes in one’s story or use intentions of kindness or oversharing as admissions of guilt.
Advice in the process
While speaking with an insurance company after a car accident could seem a stressful concept, one does not necessarily have to face this alone. By speaking with an attorney early on, a person in Illinois could obtain much needed insight in preparing to handle every aspect of the process. An attorney can help a client better understand all his or her available options and assist in preparing to seek the full amount of compensation entitled through all appropriate sources.